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陈国卿

行业知识ITC83 CL 284 (Total loss +4)

 1/10/83 - CL. 284                                                                  INSTITUTE TIME CLAUSES -HULLS TOTAL LOSS, GENERAL AVERAGE AND 3/4THS COLLISION LIABILITY(Including Salvage, Salvage Charges and Sue and Labour) 1            NAVIGATION1.1          The Vessel is covered subject to the provisions of this insurance at all times and has leave to sail or navigate with or without pilots, to go on trial trips and to assist and tow vessels or craft in distress, but it is warranted that the Vessel shall not be towed, except as is customary or to the first safe port or place when in need of assistance, or undertake towage or salvage services  under  a  contract  previously  arranged  by  the Assured  and/or  Owners  and/or  Managers and/or  Charterers.   This Clause 1.1 shall not exclude customary towage in connection with loading and discharging.1.2          In the event of the Vessel being employed in trading operations which entail cargo loading or discharging at sea from or into another vessel (not being a harbour or inshore craft) no claimshall be recoverable under this insurance for loss of or damage to the Vessel from such loading or discharging operations, including whilst approaching, lying alongside and  leaving,  unless  previous  notice  that  the  Vessel  is  to  be  employed  in  such  operations  has  been  given  to  the Underwriters and any amended terms of cover and any additional premium required by them have been agreed.1.3          In the event of the Vessel sailing (with or without cargo) with an intention of being (a) broken up, or (b) sold for breaking up, any claim for  loss of  or damage to  the Vessel  occurring  subsequent  to  such  sailing shall be limited to  the  market value of  the Vessel  as   scrap at the time when the loss or damage is sustained, unless previous notice  has  been  given to the Underwriters and any amendments to the terms of cover, insured value and premium required by them have been agreed. Nothing in this Clause 1.3 shall affect claims under Clause 8 and/or 11.2            CONTINUATIONShould  the Vessel  at  the  expiration  of  this  insurance  be  at  sea  or  in  distress  or  at  a  port  of  refuge  or  of  call,  she  shall, provided previous notice be given to the Underwriters, beheld covered at a pro-rata monthly premium to her port of destination.3            BREACH OF WARRANTYHeld covered in case of any breach of warranty as to cargo, trade, locality, towage, salvage services or date of sailing, provided notice be given to the Underwriters immediately after receipt of advices and any amended terms of cover and any additional premium required by them be agreed.4            TERMINATIONThis  Clause  4  shall  prevail   notwithstanding  any   provision  whether  written  typed  or   printed  in  this   insurance inconsistent therewith.Unless the Underwriters agree to the contrary in writing, this insurance shall terminate automatically at thetime of4.1          change   of the  Classification  Society  of the  Vessel,  or  change,  suspension,  discontinuance,  withdrawal or  expiry   ofher class  therein, provided  that  if  the Vessel is at sea such automatic termination shall be deferred until arrival at her next port. However  where such   change,  suspension,  discontinuance  or withdrawal  of her   Class  has  resulted  from loss or damage which would be covered by an insurance of the Vessel  subject  to  current  Institute Time Clauses Hulls or Institute War and Strikes Clauses Hulls-Time such automatic termination shall only operate should the Vessel sail from her next port without the prior approval of the Classification Society.4.2           any change, voluntary or otherwise, in the ownership or flag, transfer to new management, or charter on a bareboat basis, or requisition  for title or use  of the Vessel,  provided that, if the Vessel has cargo  on  board  and  has already sailed from her loading port or is at sea in ballast, such automatic termination shall if required be deferred, whilst the Vessel continues her planned voyage, until arrival at final port of discharge if with cargo or at port of destination if in ballast.  However, in the event of requisition for title or use without the prior execution of a written agreement by the Assured, such automatic termination shall occur fifteen days after such requisition whether the Vessel is at sea or in port.A  pro-rata  daily  net  return  of  premium  shall  bemade.5             ASSIGNMENTNo assignment of or interest in this insurance or in any moneys which maybe or become payable thereunder is to be binding on or recognised by the Underwriters unless a dated notice of such assignment or interest signed by the Assured, and by the assignor in the case of subsequent assignment, is endorsed on the Policy and the Policy with such endorsement is produced before payment of any claim or return of premium thereunder.  6            PERILS6.1        This insurance covers total loss (actual or constructive) of the subject-matter  insured caused by6.1.1                 perils  of theseas rivers lakes or other navigable 6.1.2waters fire, explosion6.1.3violent theft by persons from outside the6.1.4Vessel jettison6.1.5piracy6.1.6breakdown of or accident to nuclear installations or reactors6.1.7contact with  aircraft  or  similar  objects,  or  objects  falling  therefrom,  land  conveyance,  dock  or harbour equipment or installation6.1.8earthquake volcanic eruption or lightning 6.2           This insurance covers total loss (actual or constructive) of the subject-matter insured caused by6.2.1                 accidents in loading discharging or shifting cargo or fuel6.2.2                 bursting of boilers breakage of shafts or any latent defect in the machinery or6.2.3                 hull negligence of Master Officers Crew or Pilots6.2.4                 negligence of repairers or charterers  provided   such  repairers  or  charterers  are not an Assured6.2.5                 hereunder barratry of Master Officers or Crew,provided such loss or damage has not resulted  from want of due diligence by the Assured, Owners or Managers6.3           Master Officers Crew or Pilots not to be considered Owners within the meaning of this Clause 6 should they hold shares in the Vessel.7            POLLUTION HAZARDThis insurance covers  total loss (actual or constructive) of the Vessel caused by any governmental authority acting under the powers vested in it to prevent or mitigate a pollution hazard, or threat thereof, resulting    directly  from damage to the Vessel caused by a peril covered by this insurance, provided such act of  governmental   authority  has  not resulted from want of due diligence by the Assured, the Owners, or Managers of the Vessel or any of them to prevent or mitigate such   hazard or threat. Master, Officers, Crew or Pilots not to be considered Owners within the meaning of this Clause 7 should they hold shares in the Vessel.8            3/4THS COLLISION LIABILITY8.1        The  Underwriters  agree to indemnify the Assured for three-fourths of any sum  or sums paid by the Assured to any other person or persons by reason of the Assured becoming legally liable by way of damages for8.1.1          loss of or damage to any other vessel or property on any other8.1.2          vessel delay to or loss of use of any such other vessel or property8.1.3          thereongeneral average of, salvage of, or salvage under contract of, any such other vessel or property thereon,where such payment by the Assured is in consequence of the Vessel hereby     insured coming into  collisionwith any other vessel.8.2           The indemnity provided by this Clause 8 shall be in addition to the indemnity provided by the other terms and conditions of this insurance and shall be subject to the following provisions:8.2.1          where the  insured Vessel  is in collisions with another vessel and both vessels are to blame then, unlessthe liability of one or both vessels becomes limited by law, the indemnity under this Clause 8 shall be calculated on the principle of cross-liabilities as if the respective Owners had been compelled to pay to each other such proportion  of  each  other’s  damages  as  may  have  been  properly  allowed  in  ascertaining  the balance  or  sum payable by or to the Assured in consequence of the collision8.2.2         In no caseshall the Underwriters total liability under Clauses 8.1 and 8.2 exceed their proportionate part ofthree-fourths of the  Insured value of the Vessel hereby insured in respect of any onecollision.8.3         The Underwriters will also pay three-fourths of the legal costs incurred by the Assured or which the Assuredmaybe compelled to pay in contesting liability or  taking proceedings to limit liability, with the prior writtenconsent of the Underwriters.EXLUSIONS8.4          Provided always that this Clause 8 shall in no case extend to any sum which the Assured shall pay for or in respect of 8.4.1          removal or disposal of obstructions, wrecks, cargoes or any other thing whatsoever8.4.2          any real or personal property or thing whatsoever except other vessels or     property on other vessels8.4.3          the cargo or other property on or the engagements of, the insured Vessel8.4.4          loss of life, personal injury or illness8.4.5          pollution or contamination of any real or personal property or thing whatsoever (except other vessels withwhich the insured Vessels is in collision or property on such other vessels)   9    SISTERSHIPShould be Vessel hereby come into collision with or receive salvage services from another vessel belonging wholly  or in part the same Owners or under the same management, the Assured shall have the same rights under this insurance as they wouldhave were the other vessel entirely the property of Owners not interested in the Vessel hereby insured; but in such cases the liability for the collision or the amount payable for the services rendered shall be referred to a sole arbitrator to be agreed upon between the Underwriters and the Assured  10          NOTICE OF CLAIMIn the event  of accident whereby loss  or  damage  may result in a  claim under this insurance, notice shall be given to the Underwriters prior to survey and also, if the Vessel is abroad, to the nearest Lloyd’s Agent so that a surveyor maybe appointed to represent the Underwriters should they so desire.11          GENERAL AVERAGE AND SALVAGE11.1       This insurance covers the Vessel’s proportion of salvage, salvage charges and/or general average, reduced in respect of anyunder-insurance11.2      This insurance does not cover partial loss of and/or damage to the Vessel except for any proportion of general averageloss or damage which maybe recoverable under Clause 11.1 above11.3       Adjustment to be according to the law and practice obtaining at the place where the adventure ends, as if the contractof affreightment contained no special terms upon the subject; but where the contract of affreightment so provides the adjustmentshall be according to be York-Antwerp Rules.11.4       When the Vessel sails in ballast, not under charter, the provisions of the York-Antwerp  Rules, 1974(excluding RulesXX and  XXI)  shall  be  applicable,  and  the  voyage  for  this  purpose  shall  be  deemed  to  continue  from  the  port  or place  of departure  until the  arrival of the Vessel at the  first port or place thereafter other than a port or place of refuge or a port or place of call for bunkering only. If at any such intermediate port or place there is an abandonment of the adventure originally contemplated the voyageshall thereupon be deemed to be terminated.11.5        No claim under this Clause 11 shall in any case be allowed where the loss was not incurred to avoid or inconnection with the avoidance of a peril insured against12          DEDUCTIBLE12.1       No claim arising from aperil insured against shall be payable under this insurance unless the aggregate of all such claimsarising out of each separate accident or occurrence (including claims under Clause 8 and 13) exceeds ………………….. inwhich case this sum shall be deducted. This Clause 12.1 shall not apply to a claim for total or constructive total loss of the Vessel  or,  in  the  event  of  such   a  claim,  to  any  associated   claim   under  Clause  13  arising  from  the   same accident  or occurrence.12.2        Excluding any interest comprised therein, recoveries against any claim which is subject to the above deductible shallbe credited to the Underwriters in full to the extent of the sum by which the aggregate of the claim unreduced by any recoveries exceeds the above deductible.12.3           Interest  comprised  in  recoveries  shall  be  apportioned  between  the  Assured  and  the  Underwriters,  taking  intoaccount the sums paid by the Underwriters and the dates when such payments were made, notwithstanding that by the additional of interest the Underwriters may receive a larger sum than they have paid.13          DUTY OF ASSURED (SUE AND LABOUR)13.1       In case of any loss  or misfortune it is the duty of the Assured and their  servants and agents to take such measures asmay bereasonable for the purpose of averting or minimisinga loss which would be recoverable under this insurance.13.2       Subject  to  the  provisions  below  the  Underwriters  will  contribute to charges  properly and  reasonably  incurred  by theAssured their servants or agents for such measures.   General average, salvage charges and collision defence or attack costs are not recoverable under this Clause 11.13.3       Measures taken by the Assured or the Underwriters with the object of saving, protecting or recovering the subject-matterinsuredshall not be considered as a waiver or acceptance of abandonment or otherwise prejudice the rights of either party.13.4       When expenses are incurred pursuant to this Clause  11 the liability under this insurance shall not exceed the proportionof such expenses that the amount insured hereunder bears to the value of the Vessel as stated herein, or to the sound value of the Vessel at the time of the occurrence giving rise to the expenditure if the sound value exceeds that value.   Where the Underwriters have admitted a claim for total loss and  property insured by this insurance is saved, the foregoing provisions shall not apply unless the expenses of suing and labouring exceed the value of such property saved and then shall apply only to the amount of the expenses which is in excess of such value.13.5       When a  claim for total loss of the Vessel is admitted under this insurance and expenses have been reasonably incurred in or attempting to save the Vessel and other property and there are no proceeds, or the expenses exceed the proceeds, then this insurance shall bear its pro-rata share of such proportion of the expenses, or of the expenses in excess of the proceeds, as the case may be, as may reasonably be regarded as having been incurred in respect of the Vessel; but if the Vessel beinsured for less than its sound value at the time of the occurrence giving rise to the expenditure, the amount recoverable under this clauseshall be reduced in proportion to the under-insurance.13.6        The sum recoverable under this Clause 11 shall be in addition to the loss otherwise recoverable under this insurancebut shall in no circumstances exceed the amount insured under this insurance in respect of the Vessel.14          NEW FOR OLDGeneral Average payable without deductible new old15          AGENCY COMMISSIONIn no case shall any sum be allowed under this insurance either by way of remuneration of the Assured for time and trouble taken toobtain and supply information or documents or in respect of the commission or charges of any manager, agent, managing or agency company or the like, appointed by or on behalf of the Assured to perform such services16          CONSTRUCTIVE TOTAL LOSS16.1.      In ascertaining whether the Vessel is a constructive total loss, the insured value shall be taken as the repaired valueand nothing in respect of the damaged or break -up value of the Vessel or wreckshall betaken into account16.1           No   claim   for  constructive  total  loss  based  upon  the  cost  of  recovery   and/or  repair  of  the   Vessel  shall  berecoverable hereunder unless such cost would exceed the insured value. In making this determination only the cost relating to a single accident or sequence of damages arising from the same accidentshall betaken into account.17            FREIGHT WAIVERIn the event of total or constructive total loss no claim to be made by the Underwriters for freight whether notice of abandonment has been given or not.18            DISBURSEMENTS WARRANTY81.1    Additional insurances as follows are permitted:18.1.1      Disbursements, Managers’ Commissions, Profits or Excess or Increased  Value of Hull and Machinery.  A sumnot exceeding 25% of the value stated herein.18.1.2     Freight, Chartered Freight or Anticipated Freight, insured for time.  A sum not exceeding 25% of the value asstated herein less any sum insured, however described, under 18.1.1.18.1.3       Freight or Hire, under contracts for voyage.  A sum   not   exceeding the gross freight or hire for the currentcargo passage and  next  succeeding  cargo  passage  (such insurance to include, if required, a preliminary and an intermediate  ballast  passage)  plus the charges of insurance.  In the case of a voyage charter where payment  is made  on  a time basis, the  sum  permitted  for insurance shall  be calculated  on  the estimated duration  of  the voyage, subject to the limitation   of  two cargo passages as laid   down   herein.   Any sum insured  under  18.1.2 to be  taken  into account and only  the excess thereof  maybe insured, which  excess shall  be reduced  as  the freight or  hire  is advanced  or earned by the gross amount so advanced or earned.18.1.4    Anticipated Freight if the Vessel sails in ballast and not under Charter.   A sum not exceeding the anticipatedgross  freight  on  next  cargo  passage,  such  sum  to  be  reasonably  estimated  on  the  basis  of the  current rate of freight at time of insurance plus the charges of insurance.   Any  sum insured under  18.1.2 to be taken into account and only the excess thereof maybe insured.18.1.5      Time Charter Hire or Charter Hire  for Series of Voyages.   A sum not exceeding 50% of the gross hire whichis to be earned under the charter in a period not exceeding 18 months.  Any sum insured under 18.1.2 to be taken into account and only the excess thereof may be insured, which excess shall be reduced as the hire is advanced or  earned under the charter by 50% of the gross amount so advanced or earned but the sum insured need not be reduced while the total of the sums insured under 18.1.2 and 18.1.5 does not exceed 50% of the gross hire still to be earned under the charter.  An insurance under this Section may begin on the signing of the charter.18.1.6     Premiums.  A sum  not   exceeding  the  actual  premiums of  all interests insured for a period not exceeding12  months  (excluding     premiums  insured  under  the  foregoing  sections  but  including,  if  required,  the premium or estimated  calls on any Club or War etc. Risk insurance) reducing pro-rata monthly.18.1.7      Returns of Premium.  A sum not exceeding the actual returns which are allowable under any insurance butwhich would not be recoverable thereunder in the event of a total loss of the Vessel whether by insured perils or otherwise.18.1.8     Insurance irrespective of amount against:   Any risks excluded by Clauses 20,21, 22 and 23 below.18.2     Warranted that no insurance on any interests enumerated in the foregoing 18.1.1 to 18.1.7 in excess of the amountspermitted therein and no other insurance which includes total loss of the Vessel P.P.I. , F.I.A., or subject to any other like terms, is or shall be effected to operate during the currency of this insurance by or for account of the Assured, Owners, Managers or Mortgagees. Provided always that a breach of this warranty shall not afford the Underwriters any defence to a claim by a Mortgagee who has accepted this insurance without knowledge of such breach. 19               RETURNS FOR LAY-UP AND CANCELLATION19.1      To return as follows:19.1.1      Pro-rata monthly net for each uncommenced month if this insurance be cancelled by agreement.19.1.2      For  each  period  of  30 consecutive days  the Vessel  may  be  laid up in a port or in a lay-up area providedsuch port or lay-up area is approved by the Underwriters (with special liberties as hereinafter allowed)(a)                   ……… … …… … …… … …..                     per cent net not under(b)                  ……… … …… … …… … …..                     repair percent net underrepairIf the  Vessel  is  under  repair  during  part  only  of a period  for  which  a  return  is claimable, the  return shall19.2        PROVIDED ALWAYS THAT19.2.1    a total  loss of the Vessel, whether by insured perils or otherwise, has not occurred during the period coveredby this insurance or any extension thereof19.2.2      in  no  case  shall a return be allowed when the Vessel is lying in exposed or unprotected waters, or in aport or lay-up area not approved by the Underwriters but, provided the Underwriters agree that such non - approved lay- up area is deemed to be within the vicinity  of the approved port or lay-up area, days during which the Vessel is laid  up  in  such    non-approved  lay-up area  may  be  added    to days in   the approved port or  lay-up  area  to calculate   a    period   of   30  consecutive days and a return shall be allowed for the proportion of such period during which the Vessel is actually laid up in the approved port or lay-up area19.2.3      loading  or discharging operations or the presence of cargo onboard shall not debar returns but no returnshall be19.2.4      in  the  event  of  any  amendment  of the annual rate, the above rates of return shall be adjusted accordingly19.2.5     in the event of any return recoverable under this Clause 19  being  based  on 30 consecutive days which fallon successive    insurances    effected    for  the  same  Assured,  this  insurance  shall    only  be  liable    for  an amount calculated at  pro-rata  of    period rates 19.1.2(a) and/or  (b) above for the number of days which come within the  period  of this insurance and  to   which a  return is actually applicable.   Such overlapping period  shall run, at  the  option of the Assured, either from the first day on which the Vessel is laid up or the first day of a period of 30 consecutive days as provided under 19.1.2(a) or (b), or 19.2.2 above.The following clauses shall be paramount and shall override anything contained in this insurance inconsistent therewith.20                 WAR EXCLUSIONIn no caseshall this insurance cover loss damage liability or expense caused by20.1       war  civil  war  revolution  rebellion  insurrection,  or  civil  strife  arising therefrom,  or  any  hostile  act  by  oragainst  a belligerent power20.2       capture seizure arrest restraint or detainment (barratry and piracy excepted), and the consequences thereof orany attempt thereat20.3       derelict  mines torpedoes bombs or other derelict weapons of war21                   STRIKES EXCLUSIONIn no caseshall this insurance cover loss damage liability or expense caused21.1       strikers,  locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions22.2       any terrorist or any person acting from a political motive.22                 MALICIOUS ACTS EXCLUSIONIn no caseshall this insurance cover loss damage liability or expense arising from22.1       the detonation of an explosive                                                22.2       any weapon of war                                              And caused by any person acting maliciously or from a political motiveNUCLEAR EXCLUSION   In no case shall this insurance cover loss damage liability or expense arising from any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter.

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